Uses of steam wallet gift card8/9/2023 Take a look at the minimum payment warning located in your credit card statement it tells you how many years it will take you to pay off your balance if you only make the minimum payment. ![]() Using a credit card for a planned expense with the intention of paying off the balance quickly is a smart way to use this tool.īut making the minimum payment will only leave you mired in high-interest debt. For example, using a travel rewards credit card allows you to take advantage of features like purchase and travel protection or no foreign transaction fees. There are benefits to using a credit card. Consumers who are successful in their credit card usage typically use their credit card for a specific purpose and then pay the balance off quickly.
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